Retail Petroleum Equipment

AJB Software Design Inc. 185 The West Mall, Suite 1100 Toronto, ON Canada M9C 5L5 Tel:416.621.0296 Fax:416.622.3342 © AJB Software Design Inc., 2008. All rights reserved. The basic technology of electronic payments at the pump includes the payment entry device, a numeric entry pin-pad, a card reader, display screen and printer. At the pump the payment entry device is either known as a “CRIND”™ (Card Reader and Dispenser) or a “CAT”™ (Customer Activated Terminal) depend- ing on the vendor. FiPAY EPS (EPS) can work with any device vendor in the market. EPS is the secure (PABP certified) “brains” behind the “CRIND”™ or the “CAT”™. EPS provides pump instructions to end users, supports fuel based loyalty programs, authorizes and settles transactions, controls the terminal display, and prints the receipt requests of the customer at the gas station. FiPAY EPS enables cost effective retrofitting of existing pumps with new certi- fied devices for EMV, RFID and legacy magnetic stripe payments. AJB retains legacy fuel dispensing components by enabling a significantly smaller interface between the payment terminal at the pump and the POS vendor. AJB eliminates the need to possess expert knowledge of PCI on the POS team. These new ter- minals from industry leaders like Gilbarco and Verifone can process payments and display graphics. EPS allows leading oil and gas merchants to improve ROI by adding digital content (GIF files) for co-branded marketing and it even promotes car wash, fast food, or in-store items. The customer interaction at the pump has been designed to make it easy for the end user to choose items of interest. Locations covered by the new EPS solution include “pay-at-pump” au- tomated fuel dispensers, kiosk point of sale (POS), vending machines, ticketing machines and drive-thru lanes. FiPAY EPS delivers a cost effective solution in a very short duration which will save oil and gas merchants thousands of dollars per pump termi- nal. AJB simplify retrofits the current environment. Oil and gas merchants do not need to install an entire new pump environment. EPS makes the payment process easier in the future when it is time to install new technol- ogy or deal with financial changes. AJB can make this promise because EPS becomes the electronic payment server at the station. AJB’s Solution Value of FiPAY EPS AJB’s FiPAY EPS Prepaid helps oil companies, petroleum merchants and convenience store operators add elec- tronic pre-paid payments to their point of sale (POS) systems. Petroleum and convenience store mer- chants face new labor laws for manda- tory pre-payment at gas stations. These “ safe workplace legislation” recognize the potential for violence and injury facing individuals who work in isolation in the proximity of cash. The protec- tive legislation requires consumers to pre-pay their fuel purchase in advance. Late night retail locations such as a gas station and convenience stores are noted in these new regulations. FiPAY EPS is a Windows based server application that accepts pre-paid card payments. EPS Prepaid handles mag- netic stripe, RFID and future EMV chip based cards. It accepts all forms of card payment including credit, debit, fleet and gift cards. Payments can be processed with or without loyalty cards and discount coupons. EPS Prepaid uses touch screen terminal technology with graphic interface that looks and feels like an ATM. The device is connected to the local store network. It resides in the protective kiosk or on the store counter. EPS Prepaid talks with the retail POS to control the pump where the custom- er’s automobile is parked for fueling. Pre-paid customer receipts are printed locally to an attached printer. EPS Prepaid • Client server software – resides on the POS server • Data transfer via TCP/IP Ethernet • Remote software upgrades and diagnostics • Runs on Rugged PC-based hard- ware • Service multiple pumps and industry payment terminals from Gilbarco, Verifone and others • Fuel Control API with Retalix POS vendor • Remote administration and sup- port capabilities • Compliant with payment industry standards such as EMV, PCI, and Interac(Canada) • Payment support for Contact- less devices compliant with the global RFID standards ISO 14443 A and B, at 13.56 MHz FiPAY EPS Technical Specifications VANCOUVER I NANAIMO I EDMONTON I CALGARY I SASKATOON I REGINA I WINNIPEG I MISSISSAUGA I OTTAWA I MONTREAL I MONCTON I DARMOUTH I ST. JOHN’S 604.472.7170 250.753.2515 780.466.2171 403.735.1103 306.665.0223 306.721.1030 204.633.8569 905.670.8863 613.224.0685 514.355.2366 506.861.1010 902.468.7342 709.747.0015